Welcome to FixedLend
FixedLend is a marketplace that directly connects lenders and borrowers, allowing you, lenders, to earn predictable, fixed-rate yield on your assets.
How It Works for Lenders
As a lender, you can earn passive income with minimal effort. Your goal is to get a secure, fixed APY without constantly managing complex positions.
Supply Assets: Deposit assets like ETH that you wish to lend.
Set Your Terms: Choose the Annual Percentage Return (APR) you want to earn and the duration of each loan.
Get Matched & Earn: Your offer is placed on the marketplace. Once a borrower accepts it, your loan is active and you begin earning your fixed yield.
Automatic Relending: When a loan is repaid, your capital is automatically made available again on the market to be lent out to a new borrower, ensuring your funds can remain productive.
Capital Management & Withdrawal: Lenders retain full control. An offer can be disabled at any time to prevent it from being renewed. The principal and earned interest can then be withdrawn once the active loan term concludes
How It Works for Borrowers
As a borrower, you can use your yield-bearing assets (like WSTETH) as collateral to borrow other assets (like ETH). This is a powerful way to leverage your existing holdings to pursue advanced strategies.
Deposit Offers: Determine the APR and duration parameters on which you make a profit.
Borrow: Once a lender deposit an offer, it will get matched against your offer. Receive the assets and deploy them to leverage your strategy.
Manage Your Loan: At the end of the term, you can either repay the loan or extend it for another period.
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